Credit and Debt - 360 Degrees of Financial Literacy

Debt Payoff Strategies

Tue, 10 Jan 2012 14:58:17 EST

In these uncertain economic times, you may be thinking of reducing your debt load. There are a number of strategies for paying off debt that you might consider. However, before starting any debt payoff strategy (or combination of strategies), be sure you understand the terms of your debts, including any penalties for prepayment.

How Student Loans Impact Your Credit

Fri, 22 Jul 2011 01:41:31 EDT

Your student loans can have a big impact on your credit score and credit history. Establishing a good repayment record and paying down your student loan debt is important if you want to obtain new credit.

Advantages and Disadvantages of Credit Cards

Fri, 22 Jul 2011 01:34:55 EDT

Fri, 06 Aug 2010 19:00:36 EDT

Understanding merchant rewards programs

Thu, 29 Jul 2010 12:55:47 EDT

Offered by merchants of all types, rewards programs are marketing tools that encourage brand-loyalty purchasing through price discounts, bonus points and/or coupons toward future purchases, donations to your favorite charity and even cash rebates. Sometimes the programs can be extremely complex; here we try to simplify it.

Summary of the New Financial Reform Law

Wed, 28 Jul 2010 15:34:09 EDT

The financial reform bill recently signed into law is an attempt to address some of the problems that contributed to the 2008 financial crisis. It is considered the most wide-reaching overhaul of the U.S. financial system since the aftermath of the Great Depression.

I'm one of those ...

Thu, 15 Apr 2010 01:04:01 EDT

I'm one of those college students who got a credit card, and charged way more than I could afford and now can’t pay it back. I have $4300.00 on a credit card and work 2 jobs. I’m barely making ends meet, still live with my parents and have been making minimum payments since last summer. Should give up paying some bills on time to contribute more to the credit card? Should I consolidate and get a small loan? If I could go back in time, I would have cut this credit card in 20 tiny pieces, but I'm stuck. Please advise.

Sincerely,
Desperate College Student

Read the Answer »

I'm one of those ...

Thu, 15 Apr 2010 01:04:01 EDT

Read the Answer »

Americans & Credit Cards

Thu, 15 Apr 2010 00:06:45 EDT

Americans & Credit Cards

Thu, 15 Apr 2010 00:06:45 EDT